Terms of Use

Everything on this site - articles, tools, calculators, walkthroughs, and blog posts - is educational and informational. It is general in nature and is not personalized advice for your situation.

3 Path Financial representatives hold life insurance licenses. We do not provide securities, investment, tax, or legal advice. For those matters, consult an appropriately licensed or credentialed professional.

Any insurance products discussed are offered through licensed carriers, are subject to underwriting approval, and are backed by the claims-paying ability of the issuing company.

Our tools use simplified math and hypothetical rates of return to teach concepts. They are not projections, quotes, or guarantees. Actual results will always vary.

Using this site, subscribing to the newsletter, or booking a clarity session does not by itself create any client, advisory, or agent relationship. Any insurance recommendation happens only through a licensed representative after understanding your individual situation.

This site links to and embeds third-party services (for example, Calendly for scheduling and our sister sites in the Faith, Money, Mental Health family). Those services have their own terms and policies, and we aren't responsible for their content or practices.

The content, design, and branding on this site belong to 3 Path Financial. You're welcome to share links to our pages; please don't republish our content as your own.

This site is provided as-is. While we work to keep everything accurate and current, we make no warranties about completeness or fitness for a particular purpose, and we are not liable for decisions made based on the site's educational content alone.

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.